Chris Heidrick

Sanibel & Captiva Island Insurance


Chris Heidrick, CPCU, CFP®, ANFI is the agency principal.  His particular area of focus is assisting clients with high-value assets and complicated portfolios. Chris, who holds the designation of Associate in National Flood Insurance, also counsels clients and local, regional and state organizations about the impacts of BW12 and the Homeowner Flood Insurance Affordability Act of 2016.


Prior to forming the agency in 2009, Heidrick was the Head of Marketing for Fireman’s Fund Personal Insurance in San Francisco.  There, he led agent training and product design for owners of high-value homes.  During his tenure, he was featured on CNBC’s High Net Worth and in articles appearing in the Wall Street Journal, New York Times and many other publications.


Chris, a New Jersey native, holds a bachelor’s degree in economics from The Pennsylvania State University. He began his career as a claim adjuster for Prudential and became the youngest employee to ever earn the Chartered Property and Casualty Underwriter (CPCU) designation. In 2001, Chris joined Marsh & McLennan, the world’s largest insurance broker, as Senior Vice President and National Product Manager for its $700M U.S. Consumer Insurance division. There, he designed and managed property, liability, life and health insurance products distributed through national associations and Fortune 500 companies.


Chris lives on Sanibel with his wife, Lisa, and children, Sarah and Jack.  He serves in leadership positions for a number of community and industry organizations, including:


  • Chairman, Flood Insurance Producer’s National Committee (FIPNC
  • Past Vice-Chair, Sanibel Planning Commission
  • Member, Community Housing Resources Tenant-Landlord Committee
  • Board Member, Florida Association of Insurance Agents
  • Past Chairman, Florida Association of Insurance Agents Legislative Committee
  • Board Member, Charitable Foundation of the Islands
  • Past President, Kiwanis Club of Sanibel-Captiva Islands
  • Member, Lee County Multi-Jurisdictional Committee Program for Public Information
  • Member, Sanibel Traffic Committee
  • Member, Sanibel Flood Plan Management Planning & Mitigation Advisory Committee
  • Past Chair, Sanibel-Captiva Islands Chamber of Commerce