Chris Heidrick

Sanibel Island Insurance


Christopher Heidrick – Agency Principal
Licensed 2-20
Chartered Property Casualty Underwriter (CPCU)
Certified Financial Planner (CFP®)
Associate in National Flood Insurance (ANFI)


Chris founded Heidrick & Co. Insurance in 2009 and remains in place as the Agency Principal.  In addition to management, his focus is assisting clients with high-value assets and complicated insurance portfolios. Chris, who holds the designation of Associate in National Flood Insurance, is frequently called upon to advise clients, colleagues and local, regional, state and federal organizations about all aspects of National Flood Insurance Program (NFIP) and private flood insurance.


Chris serves in in leadership positions for a number of community and industry organizations, including:

  • • Member and Past-Chairman, Flood Insurance Producer’s National Committee (FIPNC)


  • Chairman, Flood Insurance Subcommittee, Independent Insurance Agents and Brokers of America (IIABA)
  • • Board Member and Past-President, Kiwanis Club of Sanibel-Captiva Islands
  • • Board Member, Charitable Foundation of the Islands
  • • Member, Lee County Multi-Jurisdictional Committee Program for Public Information
  • • Member, Sanibel Flood Plan Management Planning & Mitigation Advisory Committee
  • • Member, Community Housing Resources Tenant-Landlord Committee
  • • Past Board Member, Florida Association of Insurance Agents (FAIA)
  • • Past Vice-Chair, Sanibel Planning Commission
  • • Past Chair, Sanibel-Captiva Islands Chamber of Commerce


Chris began his career as a claims adjuster for Prudential and became the youngest employee to ever earn the Chartered Property and Casualty Underwriter (CPCU) designation. One of his first assignments was to manage on-site claims after Hurricane Andrew.  In 2001, Chris joined Marsh & McLennan, the world’s largest insurance broker, as Senior Vice President and National Product Manager for its $700M U.S. Consumer Insurance division. There, he designed and managed property, liability, life and health insurance products distributed through national associations and Fortune 500 companies.  Prior to starting the agency in 2009, Chris was the Head of Marketing for Fireman’s Fund Personal Insurance in San Francisco.  There, he led agent training and product design for owners of high-value homes.  During his tenure, he was featured on CNBC’s High Net Worth and in articles appearing in the Wall Street Journal, New York Times and many other publications.


In addition to his many professional designations, Chris holds a Bachelor’s in Economics from The Pennsylvania State University.


Chris is a New Jersey native.  He currently, lives on Sanibel with his wife, Lisa and his son, Jack.


Chris enjoys golf, travel and rooting for Penn State football.